TERMS OF USE AND PRIVACY POLICY AGREEMENT BETWEEN END USER AND BOB MANLEY, PLS, LLC. Please read this agreement carefully before accessing or using this web site. By accessing or using this web site, you are agreeing to be bound by the terms and conditions of this agreement. Bob Manley, PLS, LLC. agrees to make the information, services and its suppliers on this web site available to you, the end user, conditioned on your acceptance of the terms, conditions, and notices contained herein, without modification. Your use of this web site constitutes your agreement to all such terms, conditions, and notices. Your use of the web site is subject to the additional disclaimers and caveats that may appear throughout the web site. Bob Manley, PLS, LLC. and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this web site. While Bob Manley, PLS, LLC. strives to keep the information on this web site accurate, complete, and up-to- date, Bob Manley, PLS, LLC. and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information. PERSONAL AND NON-COMMERCIAL USE LIMITATION You may access, download and print materials on this web site for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this web site. Furthermore, you may not use the materials found on this web site on any other web sites or in a networked environment. PROPRIETARY RIGHTS All materials on this web site (as well as the organization and layout of the web site) are owned and copyrighted by Bob Manley, PLS, LLC. or its suppliers. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at this web site is permitted without the written permission of Bob Manley, PLS, LLC. NO UNLAWFUL OR PROHIBITED USE As a condition of your use of this web site, you warrant to Bob Manley, PLS, LLC. that you will not use this web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the web site automatically terminates. LIABILITY DISCLAIMER

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